2025 ANNUAL REPORT

Protector Forsikring

DITLEV DE VIBE VANAY, CHIEF FINANCIAL OFFICER (CFO)

Vanay holds a MSc in Economics and Business Administration from BI Norwegian Business School. He has more than 30 years’ experience in insurance, finance, business controlling and IT, from Protector, If, Storebrand, and Tinde.

Vanay also held the CFO position in Protector in the period 2005-2015.

Our promise to insurance brokers and clients is that we will be easy to do business with, commercially attractive and trustworthy.

HENRIK GOLFETTO HØYE, CHIEF EXECUTIVE OFFICER (CEO)

Høye holds a BSc in Finance, Leeds School of Business (University of Colorado), and a BSc in Economics. College of Arts and Sciences (University of Colorado).

Høye comes from the position as Director UK and Public sector.

The Board of Directors of Protector Forsikring ASA

Winter has more than 30 years of experience from the insurance industry.

He joined Protector from the position as UK Retail CEO in JLT.

Protector is the Challenger. This is demonstrated through unique relations, best-in-class decision-making and cost-effective solutions.

FREDRIK LANDELIUS, MANAGING DIRECTOR NORDICS AND COUNTRY MANAGER SWEDEN

Landelius’ academic history includes business studies from University of Gothenburg on master's level and non-life insurance diploma from IFU. He has experience from brokered insurance at If and sales at Volvia.

Landelius’ last position in Protector was Director Sales, Underwriting & Service – Sweden.

CATHRINE WESSEL POULSEN, COUNTRY MANAGER NORWAY

Poulsen holds a Master of Law from University of Oslo. Licensed lawyer since 2015, and 14 years of experience within claims.

Her last positions in Protector were Director Change of Ownership and Claims Director. 

ANDERS BLOM MONBERG, COUNTRY MANAGER DENMARK

Educated from the Danish Insurance Academy and various leadership programmes, lately from INSEAD. 

Monberg has more than 15 years’ experience from the insurance industry; AON, Gjensidige and If.

Combined ratio 121.8% and NOK 426 million in gross written premium

Didring holds a MSc in Business Administration and Economics and a BSc in Computer Engineering. He has 6 years of experience from various positions in If and Länsförsäkringar.

Didring’s last position in Protector was Country Manager Sweden.

High margin of safety, resilience, and robust follow-up processes for position sizing

DAG MARIUS NERENG, CHIEF INVESTMENT OFFICER (CIO)

MBA in finance from Handelshøyskolen in Bergen.

Experienced investment and portfolio manager, most recently in Bankenes sikringsfond and Handelsbanken Kapitalforvaltning.

2025 ANNUAL REPORT

HIGHLIGHTS