Highlights Q1 2026
CR 84.9 %
Volume growth
21%
(local currencies)
Protector Forsikring ASA recorded a profit of NOK 165 m (748 ) for the quarter. Gross written premiums amounted to NOK 6,339 m, up 20% (21% in local currencies). Protector experienced premium growth in all segments, with France and Norway contributing 46% and 28% of the growth respectively. The insurance service result was NOK 559 m (458 ), corresponding to a combined ratio of 84.9 % (85.9 %). Net income from assets under management was NOK -282 m (577 ), or -1.1 % (2.3 %). Total investment return, including insurance finance expenses, was NOK -231 m (536 ).
At the end of Q1 the SCR-ratio was 220% (222%), post dividends.
The Board has utilized its authorisation granted by the Annual General Meeting 9 April 2026 and has decided to distribute a dividend of NOK 659 m, corresponding to NOK 8.00 per share.
Combined ratio
84.9 %
(85.9 %)
Premium growth
(in local currencies)
21%
(17%)
Insurance service result
559
(458 )
Total investment return
-231
(536 )
Profit
165
(748 )
Earnings per share
1.8
(9.0 )
Amounts in NOKm, except earnings per share which is in NOK. Comparable figures from corresponding period last year in parentheses.

